The second most common question this year is, “Should I buy that…..luxury item?” With so many people forgoing vacations this year, they want to keep the adventure closer to home. Does it make sense to buy a big luxury item?

The number one question I received from clients this year is “Can I retire early?” Whether it’s because of an early retirement package being offered by an employer, because a business owner is burnt out, or something significant happened in 2020 and they can no longer work. As a financial planner and a fiduciary, I have three thoughts that you may want to consider if you are one of these people asking this loaded question.